CalnexApp
Financial calculators and articles for loans, mortgages, and repayment planning.
Calculators
- Loan Calculator Installment loans: monthly payment, total interest, payoff date, and amortization with optional extra payments.
- Debt Snowball & Avalanche Calculator Snowball vs. avalanche payoff planner with debt-free date, interest saved vs. minimums, and balance timeline chart.
- Loan Offer Comparison Tool Compare 2–3 loan offers side-by-side with true total cost, effective APR (fees included), and a clear winner banner.
- Mortgage Calculator Home loans with escrow, affordability signals, 15 vs 30 year comparison, and full amortization.
- Rent vs. Buy Calculator Compare the long-term net worth of renting vs. buying a home. Factor in mortgage rates, property appreciation, inflation, and investment opportunity costs.
- ROI Calculator Model purchase price, rent, expenses, and appreciation to see cash-on-cash and total return on a rental property.
- Car Loan Calculator Auto financing with affordability bands, term comparisons, and total cost of ownership signals.
- Interest Calculator Simple vs compound interest—model savings growth or the cost of carrying a balance.
- Retirement Calculator Contribution-led retirement projections with inflation-adjusted goals and funding gap readouts.
- Take-Home Pay Calculator See monthly, weekly, and annual take-home pay with federal brackets, FICA, and a custom state/local rate.
Articles
- 5 Common ROI Calculation Mistakes (and How to Avoid Them) Five ROI mistakes—maintenance, vacancy, pro forma rent, taxes, and aggressive appreciation—and how to enter honest numbers in the ROI Calculator.
- ROI vs Cap Rate: Which Metric Actually Predicts Investment Success? Cap rate prices the asset; ROI prices your capital. Compare both metrics, when each wins, and run live scenarios with CalnexApp's ROI Calculator.
- How to Calculate Real Estate ROI for Rental Investments Cash flow vs ROI for rental properties: manual formulas, a worked example, and how CalnexApp's ROI Calculator replaces spreadsheet drift in four inputs.